Ok. I have a confession. Everybody has their kryptonite. And I have found mine. For the past six months I’ve been living on a reduced spending budget in order to replenish my savings and keep on track with my long term goals. I must confess that I recently discovered my budget kryptonite. Their names are…… Continue reading YOLO
The snow is falling, the steam from your mug of hot chocolate is steaming, the holiday music has been steadily playing and all your decorations are finally up– you are officially in the holiday mood. All is well, except for one thing, Christmas is just under a week away and that holiday shopping list is…… Continue reading How to Shop This Christmas
I really love traveling. Exploring new locations (read: beaches) gives me great joy and I’ve always made it a priority. Throughout my adult life, I’ve found others often claim they want to travel (or insert freedom to do X) more but they lack either the money or the time. People with the money tend to lack time…… Continue reading Time v. Money
There is a general awareness that saving and investing is a good thing to do, likely advice you’ve heard you should do but don’t know why (like making up your bed daily), but there is real fear around getting started. Some of those fears are fueled by misconceptions. As a result we think, it’s too…… Continue reading Don’t let but’s hold you back!
Still looking for a reason to get started investing? Here’s 3: Inflation Great, you’ve saved every last penny in your checking account for the last 30 years. Congrats! Bad news, though. The money you saved yesterday isn’t worth as much today. On average the rate of inflation is 3% and the way you safeguard against…… Continue reading 3 Reasons to Invest
The other night I went to karaoke with a group of friends. One friend sung this song by Sheryl Crow, If it makes you happy It can’t be that bad If it makes you happy Then why the hell are you so sad? And it made me think about how cool emergency funds are (not…… Continue reading If it makes you happy
I can guarantee at some point you’ve wished you didn’t have to go to work tomorrow. For me this was once a daily occurrence. For most of us the need of a regular income has kept us tied to our desks, especially in jobs we dislike. I’ve had countless conversations with friends, colleagues and strangers…… Continue reading How I: found financial freedom