Cash is often recommended as the best way to manage your money because once it’s gone, it’s gone. Which is true but with ATMs on every corner the struggle is real. I spent 3 months mostly spending cash and here’s what made it harder for me to budget. Mint cant track my cash spending and… Continue reading Cash is king?
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Two months ago, I was in Peru giving money management workshops to local artisan women. We covered the topic of savings for a few weeks. My audience was a group of women to whom the concept of saving was a new one. Until then they hadn’t had much stable income for saving to be a… Continue reading Saving: Reflections from Peru
Congratulations! You’ve stored enough of your earnings to have a fully funded emergency fund. Unfortunately (or maybe fortunately) you now have to use it. And you don’t know for how long. A major challenge of living off of the emergency fund is having to make choices about downsizing your lifestyle. This is challenging because it’s… Continue reading On using that emergency fund
It may seem silly to think about retirement when you’re in your 20s but here are 4 reasons why retirement is for the young. Compound Interest This is the most magical thing in the world. Compound interest means you earn interest on your interest. For example, if you invest $100 and earn 2% interest, you… Continue reading Retirement is for the youth
OK, do this with me now, take a deep breath in let all the worries and challenges of 2016 go breathe out Regardless of the ups and downs of last year, let 2017 be a year to build/strengthen your financial foundation. We have a new year and a new start! Here is how I’m… Continue reading New Year, New Money
Things cost money and it sucks. But there are plenty free 99 options that work well if you’re looking to keep things low cost and/or find social activities where each person can choose their own spending level. Take a walk Go to a park and bring a blanket and people watch chill and catch up with… Continue reading Things Cost Money and It Sucks