Budgeting · Financial Health

On using that emergency fund

Congratulations! You’ve stored enough of your earnings to have a fully funded emergency fund. Unfortunately (or maybe fortunately) you now have to use it. And you don’t know for how long. A major challenge of living off of the emergency fund is having to make choices about downsizing your lifestyle. This is challenging because it’s…… Continue reading On using that emergency fund

Budgeting · Financial Freedom · Financial Health · Money · Personal Finance · Savings

Things Cost Money and It Sucks

Things cost money and it sucks. But there are plenty free 99 options that work well if you’re looking to keep things low cost and/or find social activities where each person can choose their own spending level. Take a walk Go to a park and bring a blanket and people watch chill and catch up with…… Continue reading Things Cost Money and It Sucks