If you haven’t seen Black Panther, drop what you’re doing and go now. Maybe read this first and then go immediately. I don’t watch movies in the theater often because $19.99 for a ticket?! I’ll catch it on Netflix or the next long flight I take. But when I do go, here are 3 strategies…… Continue reading #wakandaforever
The snow is falling, the steam from your mug of hot chocolate is steaming, the holiday music has been steadily playing and all your decorations are finally up– you are officially in the holiday mood. All is well, except for one thing, Christmas is just under a week away and that holiday shopping list is…… Continue reading How to Shop This Christmas
Cash is often recommended as the best way to manage your money because once it’s gone, it’s gone. Which is true but with ATMs on every corner the struggle is real. I spent 3 months mostly spending cash and here’s what made it harder for me to budget. Mint cant track my cash spending and…… Continue reading Cash is king?
Are you using your debit card for most purchase? STOP! Immediately. You need a credit card. Why? Security Your purchases are protected by your credit card provider. American Express for example offers insurance on electronics bought with the card. Additionally you receive greater security from identity theft. Credit cards typically offer other assurances like car…… Continue reading You need a credit card
My financial labyrinth can get quite complicated but I try my best to keep it simple. As much as I can automate transactions and consolidate information I will do it to keep managing my finances quick, simple and relatively painless. Here’s how I manage my money. Keeping Track of it all (Mint) Mint is my…… Continue reading How I do it series: Manage Money
Congratulations! You’ve stored enough of your earnings to have a fully funded emergency fund. Unfortunately (or maybe fortunately) you now have to use it. And you don’t know for how long. A major challenge of living off of the emergency fund is having to make choices about downsizing your lifestyle. This is challenging because it’s…… Continue reading On using that emergency fund
5 Quick tips to avoid the peer pressure of spending more than you intended Know your budget ahead of time. Have a concrete idea of how much is too much for you to spend. Propose an alternative. I would prefer to eat at a place in this range or at place X. Offer to split…… Continue reading Know Your Limits