Budgeting · Financial Health

On using that emergency fund

Congratulations! You’ve stored enough of your earnings to have a fully funded emergency fund. Unfortunately (or maybe fortunately) you now have to use it. And you don’t know for how long. A major challenge of living off of the emergency fund is having to make choices about downsizing your lifestyle. This is challenging because it’s… Continue reading On using that emergency fund

Budgeting · Financial Freedom · Financial Health · Money · Personal Finance · Savings

Things Cost Money and It Sucks

Things cost money and it sucks. But there are plenty free 99 options that work well if you’re looking to keep things low cost and/or find social activities where each person can choose their own spending level. Take a walk Go to a park and bring a blanket and people watch chill and catch up with… Continue reading Things Cost Money and It Sucks

Budgeting · Financial Freedom · Financial Health · Money · Personal Finance

When to Wild Out on Your Budget

So, you’ve stuck to your diet all week or all month and now you’re considering a walk on the wild side. Go ‘head and treat yourself! There are few things I love more than wildin’ out a few days before my budget replenishes. This usually occurs a few days before payday, I’ve spent less than expected… Continue reading When to Wild Out on Your Budget