It’s personal, a disclaimer Money is personal. Every person is unique and it is why I recommend you schedule time to talk one on one about a plan that works best for you. However, there are a number of best practices that apply to almost anyone looking to get and/or keep their finances in order.…… Continue reading Disclaimer
Originally posted June 1, 2017 I began investing about two years ago now. Quite frankly, I got started because I found out a friend had been investing for a few years and I wanted to keep up with the Joneses. Along my journey I’ve experimented with lots of different platforms as I’m the kind of…… Continue reading How I: invest
Ok. I have a confession. Everybody has their kryptonite. And I have found mine. For the past six months I’ve been living on a reduced spending budget in order to replenish my savings and keep on track with my long term goals. I must confess that I recently discovered my budget kryptonite. Their names are…… Continue reading YOLO
If you haven’t seen Black Panther, drop what you’re doing and go now. Maybe read this first and then go immediately. I don’t watch movies in the theater often because $19.99 for a ticket?! I’ll catch it on Netflix or the next long flight I take. But when I do go, here are 3 strategies…… Continue reading #wakandaforever
The snow is falling, the steam from your mug of hot chocolate is steaming, the holiday music has been steadily playing and all your decorations are finally up– you are officially in the holiday mood. All is well, except for one thing, Christmas is just under a week away and that holiday shopping list is…… Continue reading How to Shop This Christmas
This month’s guest post is by Lilibeth Rivera author of the blog, no sticker shock. Her passion is in helping people shift their focus from using money wisely to using time wisely which can be transformational for their budget and their life. She joins us to share how she embarked on the journey that made her…… Continue reading How to Be (Time) Rich
I really love traveling. Exploring new locations (read: beaches) gives me great joy and I’ve always made it a priority. Throughout my adult life, I’ve found others often claim they want to travel (or insert freedom to do X) more but they lack either the money or the time. People with the money tend to lack time…… Continue reading Time v. Money
Cash is often recommended as the best way to manage your money because once it’s gone, it’s gone. Which is true but with ATMs on every corner the struggle is real. I spent 3 months mostly spending cash and here’s what made it harder for me to budget. Mint cant track my cash spending and…… Continue reading Cash is king?
Are you using your debit card for most purchase? STOP! Immediately. You need a credit card. Why? Security Your purchases are protected by your credit card provider. American Express for example offers insurance on electronics bought with the card. Additionally you receive greater security from identity theft. Credit cards typically offer other assurances like car…… Continue reading You need a credit card
There is a general awareness that saving and investing is a good thing to do, likely advice you’ve heard you should do but don’t know why (like making up your bed daily), but there is real fear around getting started. Some of those fears are fueled by misconceptions. As a result we think, it’s too…… Continue reading Don’t let but’s hold you back!
Still looking for a reason to get started investing? Here’s 3: Inflation Great, you’ve saved every last penny in your checking account for the last 30 years. Congrats! Bad news, though. The money you saved yesterday isn’t worth as much today. On average the rate of inflation is 3% and the way you safeguard against…… Continue reading 3 Reasons to Invest